Top 20 Insurance Providers In New Jersey

New Jersey boasts a diverse array of insurance providers catering to the varied needs of its residents. Below is a comprehensive list of 50 top insurance companies operating in the state, each accompanied by a detailed profile and review.

1. State Farm

Company Summary: State Farm is a leading insurance provider in the United States, offering a wide range of insurance products, including auto, home, and life insurance. Known for its extensive network of agents and customer-centric approach, State Farm has established a strong presence in New Jersey.

Official Website: https://www.statefarm.com

Physical Address: One State Farm Plaza, Bloomington, IL 61710

Contact Number: (800) 782-8332

Email ID: Not publicly available

Number of Employees: Approximately 57,500

Year Founded: 1922

Founder Name: George J. Mecherle

Number of Reviews: Over 5,000 customer reviews

Coverage Locations: Nationwide, including extensive coverage in New Jersey

Benefits: Competitive rates, personalized service through local agents, and a wide range of insurance products

List of Services: Auto, home, renters, life, health, disability, and business insurance

Company Highlights: Ranked as the largest auto insurer in the U.S., consistently high customer satisfaction ratings

What Real-Life Customers Are Saying: Many customers praise State Farm for its responsive customer service and comprehensive coverage options.

Certifications and Awards: A++ (Superior) rating from A.M. Best, numerous industry accolades for customer service

Review: State Farm's commitment to personalized service through its vast network of agents makes it a preferred choice for many New Jersey residents. The company's comprehensive coverage options and competitive rates further enhance its appeal.

2. GEICO

Company Summary: GEICO, headquartered in New Jersey, is renowned for its affordable auto insurance rates and user-friendly online platform. The company offers a variety of insurance products beyond auto insurance, catering to a broad customer base.

Official Website: https://www.geico.com

Physical Address: 5260 Western Avenue, Chevy Chase, MD 20815

Contact Number: (800) 207-7847

Email ID: Not publicly available

Number of Employees: Approximately 40,000

Year Founded: 1936

Founder Name: Leo Goodwin Sr. and Lillian Goodwin

Number of Reviews: Over 10,000 customer reviews

Coverage Locations: Nationwide, with a significant presence in New Jersey

Benefits: Competitive pricing, extensive discount options, and a robust online platform

List of Services: Auto, home, renters, motorcycle, boat, and umbrella insurance

Company Highlights: Second-largest auto insurer in the U.S., known for its memorable advertising campaigns

What Real-Life Customers Are Saying: Customers often highlight GEICO's affordable rates and efficient online services.

Certifications and Awards: A++ (Superior) rating from A.M. Best, recognized for customer satisfaction

Review: GEICO's combination of competitive rates and a user-friendly online experience makes it a popular choice among New Jersey drivers seeking convenience and affordability.

3. Allstate

Company Summary: Allstate is a well-established insurance provider offering a comprehensive range of insurance products. The company emphasizes personalized service through its network of local agents and provides various tools to help customers manage their policies.

Official Website: https://www.allstate.com

Physical Address: 2775 Sanders Road, Northbrook, IL 60062

Contact Number: (800) 255-7828

Email ID: Not publicly available

Number of Employees: Approximately 45,780

Year Founded: 1931

Founder Name: Part of Sears, Roebuck & Co.

Number of Reviews: Over 4,000 customer reviews

Coverage Locations: Nationwide, including New Jersey

Benefits: Diverse product offerings, local agent support, and various discount opportunities

List of Services: Auto, home, renters, life, motorcycle, and business insurance

Company Highlights: Known for the "You're in Good Hands" slogan, extensive agent network

What Real-Life Customers Are Saying: Many customers appreciate Allstate's personalized service and comprehensive policy options.

Certifications and Awards: A+ (Superior) rating from A.M. Best, multiple awards for customer service excellence

Review: Allstate's focus on personalized service and a broad range of insurance products makes it a reliable choice for New Jersey residents seeking tailored coverage solutions.

4. Nationwide

Company Summary:
Nationwide is one of the largest insurance and financial services companies in the United States. With a strong presence in New Jersey, the company offers a variety of insurance products, including auto, home, and life insurance. Nationwide is known for its competitive pricing and customer-centric approach.

Official Website: https://www.nationwide.com

Physical Address: One Nationwide Plaza, Columbus, OH 43215

Contact Number: (877) 669-6877

Email ID: Not publicly available

Number of Employees: Approximately 25,000

Year Founded: 1926

Founder Name: Murray D. Lincoln

Number of Reviews: Over 4,500 customer reviews

Coverage Locations: Nationwide, including New Jersey

Benefits: Competitive pricing, bundling discounts, and a strong financial reputation

List of Services: Auto, home, renters, life, business, and pet insurance

Company Highlights: Ranked among the top insurers in the U.S., known for its “On Your Side” review process

What Real-Life Customers Are Saying: Customers appreciate Nationwide’s prompt claim processing and excellent customer service.

Certifications and Awards: A+ rating from A.M. Best, J.D. Power award for customer satisfaction

Review:
Nationwide’s strong financial stability and range of insurance products make it a trusted choice for New Jersey residents. The company’s commitment to customer service and personalized insurance solutions sets it apart from competitors.

5. Progressive Insurance

Company Summary:
Progressive is widely known for its innovative approach to auto insurance, offering usage-based policies and competitive pricing. With a significant presence in New Jersey, Progressive provides various types of insurance, including home, renters, and business insurance.

Official Website: https://www.progressive.com

Physical Address: 6300 Wilson Mills Rd, Mayfield Village, OH 44143

Contact Number: (888) 671-4405

Email ID: Not publicly available

Number of Employees: Approximately 49,000

Year Founded: 1937

Founder Name: Joseph Lewis and Jack Green

Number of Reviews: Over 6,000 customer reviews

Coverage Locations: Nationwide, including New Jersey

Benefits: Usage-based insurance, competitive auto rates, and strong digital presence

List of Services: Auto, home, renters, motorcycle, boat, RV, and business insurance

Company Highlights: First major insurer to offer online auto insurance policies, strong telematics program

What Real-Life Customers Are Saying: Many customers appreciate Progressive’s Name Your Price tool and efficient claims process.

Certifications and Awards: A+ rating from A.M. Best, Top Workplace Award

Review:
Progressive’s tech-forward approach and flexible insurance options make it a great choice for New Jersey residents looking for affordable and customizable coverage.

6. Travelers Insurance

Company Summary:
Travelers is one of the oldest and most well-respected insurance companies in the U.S., offering a broad range of personal and commercial insurance products. With strong financial backing and comprehensive coverage, Travelers is a popular choice in New Jersey.

Official Website: https://www.travelers.com

Physical Address: 1 Tower Square, Hartford, CT 06183

Contact Number: (800) 252-4633

Email ID: Not publicly available

Number of Employees: Approximately 30,000

Year Founded: 1853

Founder Name: James G. Batterson

Number of Reviews: Over 3,500 customer reviews

Coverage Locations: Nationwide, including New Jersey

Benefits: Strong financial stability, customizable policies, and excellent claims service

List of Services: Auto, home, renters, business, and specialty insurance

Company Highlights: One of the oldest insurance providers in the U.S., known for reliable customer service

What Real-Life Customers Are Saying: Customers frequently highlight Travelers’ comprehensive coverage and efficient claims process.

Certifications and Awards: A++ rating from A.M. Best, J.D. Power award for customer satisfaction

Review:
Travelers Insurance is a solid choice for New Jersey residents looking for an established insurer with strong financial backing and flexible coverage options.

7. The Hartford

Company Summary:
The Hartford is a top insurance provider known for its excellent business insurance options and strong customer service. With a significant presence in New Jersey, The Hartford provides personal, commercial, and employee benefits insurance.

Official Website: https://www.thehartford.com

Physical Address: One Hartford Plaza, Hartford, CT 06155

Contact Number: (860) 547-5000

Email ID: Not publicly available

Number of Employees: Approximately 18,500

Year Founded: 1810

Founder Name: Not publicly available

Number of Reviews: Over 2,500 customer reviews

Coverage Locations: Nationwide, including New Jersey

Benefits: Strong small business insurance options, excellent customer service, and AARP-endorsed policies

List of Services: Auto, home, business, workers’ compensation, and specialty insurance

Company Highlights: Over 200 years in business, known for its commitment to small businesses

What Real-Life Customers Are Saying: Customers praise The Hartford’s knowledgeable agents and tailored business coverage.

Certifications and Awards: A+ rating from A.M. Best, J.D. Power award for small business insurance

Review:
The Hartford’s focus on small businesses and its long-standing reputation make it a top choice for New Jersey business owners and individuals alike.

8. MetLife

Company Summary:
MetLife is a globally recognized insurance company that offers a variety of insurance products, including life, health, auto, and home insurance. It has a strong reputation for financial security and reliable customer service.

Official Website: https://www.metlife.com

Physical Address: 200 Park Avenue, New York, NY 10166

Contact Number: (800) 638-5433

Email ID: Not publicly available

Number of Employees: Approximately 49,000

Year Founded: 1868

Founder Name: William P. Stewart

Number of Reviews: Over 4,000 customer reviews

Coverage Locations: Nationwide, including New Jersey

Benefits: Financially stable, strong life insurance policies, and workplace benefits

List of Services: Life, health, auto, home, dental, and disability insurance

Company Highlights: One of the largest global insurers, strong corporate partnerships

What Real-Life Customers Are Saying: Customers appreciate MetLife’s diverse policy options and strong financial backing.

Certifications and Awards: A+ rating from A.M. Best, J.D. Power award for customer satisfaction

Review:
MetLife’s strong reputation and financial security make it a great choice for New Jersey residents looking for life and health insurance solutions.

9. Liberty Mutual Insurance

Company Summary:
Liberty Mutual is a well-established insurance provider known for its customizable coverage and customer-first approach. The company offers various types of insurance, including auto, home, and life insurance. Liberty Mutual has a strong presence in New Jersey and is recognized for its innovative insurance products.

Official Website: https://www.libertymutual.com

Physical Address: 175 Berkeley Street, Boston, MA 02116

Contact Number: (800) 290-7933

Email ID: Not publicly available

Number of Employees: Over 45,000

Year Founded: 1912

Founder Name: Not publicly available

Number of Reviews: Over 5,500 customer reviews

Coverage Locations: Nationwide, including New Jersey

Benefits: Customizable policies, multi-policy discounts, and 24/7 claims service

List of Services: Auto, home, renters, life, pet, and business insurance

Company Highlights: One of the largest global insurers, strong digital claims experience

What Real-Life Customers Are Saying: Customers praise Liberty Mutual for its user-friendly digital platform and competitive auto insurance rates.

Certifications and Awards: A rating from A.M. Best, J.D. Power award for customer satisfaction

Review:
Liberty Mutual stands out for its innovative policy options, such as RightTrack for usage-based auto insurance. New Jersey residents appreciate its flexible coverage and competitive pricing.

10. Erie Insurance

Company Summary:
Erie Insurance is a regional powerhouse known for its strong customer service and affordable policies. Headquartered in Pennsylvania, Erie has a significant presence in New Jersey and is well-regarded for its auto, home, and business insurance solutions.

Official Website: https://www.erieinsurance.com

Physical Address: 100 Erie Insurance Place, Erie, PA 16530

Contact Number: (800) 458-0811

Email ID: Not publicly available

Number of Employees: Over 6,000

Year Founded: 1925

Founder Name: H.O. Hirt and O.G. Crawford

Number of Reviews: Over 3,000 customer reviews

Coverage Locations: Primarily East Coast and Midwest, including New Jersey

Benefits: Competitive pricing, excellent customer service, and local agent network

List of Services: Auto, home, business, and life insurance

Company Highlights: Consistently ranked high for customer satisfaction, strong financial stability

What Real-Life Customers Are Saying: Customers love Erie’s affordability and personalized service through local agents.

Certifications and Awards: A+ rating from A.M. Best, J.D. Power award for customer satisfaction

Review:
Erie Insurance is a top choice for New Jersey residents seeking reliable and cost-effective coverage with strong local agent support.

11. The General Insurance

Company Summary:
The General specializes in providing affordable auto insurance for high-risk drivers. The company has been serving New Jersey and other states for decades, offering flexible payment plans and easy online access.

Official Website: https://www.thegeneral.com

Physical Address: 2636 Elm Hill Pike, Suite 510, Nashville, TN 37214

Contact Number: (844) 328-0306

Email ID: Not publicly available

Number of Employees: Over 1,500

Year Founded: 1963

Founder Name: Not publicly available

Number of Reviews: Over 4,000 customer reviews

Coverage Locations: Nationwide, including New Jersey

Benefits: Affordable rates for high-risk drivers, easy online access, and flexible payment options

List of Services: Auto insurance, SR-22 filings, liability coverage

Company Highlights: Specializes in non-standard auto insurance, recognized for quick quotes

What Real-Life Customers Are Saying: Many customers appreciate The General’s willingness to insure drivers who may have been denied coverage elsewhere.

Certifications and Awards: A rating from A.M. Best

Review:
The General is a great option for New Jersey drivers needing affordable car insurance, particularly those with past accidents or low credit scores.

12. American Family Insurance

Company Summary:
American Family Insurance offers comprehensive coverage options for individuals and businesses. With a focus on customer satisfaction, the company is a trusted choice in New Jersey for home, auto, and life insurance.

Official Website: https://www.amfam.com

Physical Address: 6000 American Parkway, Madison, WI 53783

Contact Number: (800) 692-6326

Email ID: Not publicly available

Number of Employees: Over 13,500

Year Founded: 1927

Founder Name: Herman Wittwer

Number of Reviews: Over 2,500 customer reviews

Coverage Locations: Nationwide, including New Jersey

Benefits: Strong financial backing, multi-policy discounts, and dedicated agents

List of Services: Auto, home, renters, life, business, and umbrella insurance

Company Highlights: Known for customer-first approach, solid digital tools

What Real-Life Customers Are Saying: Customers appreciate the personalized service and affordable rates.

Certifications and Awards: A+ rating from A.M. Best, J.D. Power award for auto insurance satisfaction

Review:
American Family Insurance is an excellent choice for New Jersey residents looking for a balance of affordability, strong coverage, and personalized service.

13. Chubb Insurance

Company Summary:
Chubb is a global leader in providing high-end insurance solutions for businesses and individuals with valuable assets. The company offers premium coverage in New Jersey for homeowners, luxury vehicle owners, and businesses.

Official Website: https://www.chubb.com

Physical Address: 202 Halls Mill Road, Whitehouse Station, NJ 08889

Contact Number: (866) 324-8222

Email ID: Not publicly available

Number of Employees: Over 33,000

Year Founded: 1882

Founder Name: Thomas Caldecot Chubb and Percy Chubb

Number of Reviews: Over 1,500 customer reviews

Coverage Locations: Nationwide and international, including New Jersey

Benefits: Specialized coverage for high-net-worth individuals, top-rated claims service

List of Services: Home, auto, business, cyber, and travel insurance

Company Highlights: Leader in luxury asset protection, strong global presence

What Real-Life Customers Are Saying: Clients love Chubb’s premium coverage and white-glove service.

Certifications and Awards: A++ rating from A.M. Best, multiple J.D. Power awards

Review:
Chubb Insurance is the best choice for New Jersey residents seeking high-value insurance policies with excellent claims service and exclusive benefits.

14. Travelers Insurance

Company Summary:
Travelers Insurance is one of the largest and most reputable insurance companies in the U.S. The company is well-known for its extensive business and personal insurance options, offering tailored coverage for homeowners, auto, and commercial policies in New Jersey.

• Official Website: https://www.travelers.com
• Physical Address: 1 Tower Square, Hartford, CT 06183
• Contact Number: (800) 252-4633
• Email ID: Not publicly available
• Number of Employees: Over 30,000
• Year Founded: 1853
• Founder Name: James G. Batterson
• Number of Reviews: Over 4,000 customer reviews
• Coverage Locations: Nationwide, including New Jersey
• Benefits: Competitive auto insurance rates, extensive commercial policies, strong financial backing
• List of Services: Auto, home, renters, business, umbrella, boat, and travel insurance
• Company Highlights: Ranked among the top property and casualty insurers in the U.S.
• What Real-Life Customers Are Saying: Customers appreciate the wide range of business insurance options and excellent customer support.
• Certifications and Awards: A++ rating from A.M. Best, recognized for strong financial performance

Review:
Travelers Insurance is a great choice for New Jersey businesses and homeowners who need a reputable insurer with extensive coverage options.

15. Nationwide Insurance

Company Summary:
Nationwide Insurance is a Fortune 100 company that offers a diverse portfolio of insurance products. The company serves New Jersey residents with auto, home, life, and commercial insurance policies.

Official Website: https://www.nationwide.com

Physical Address: One Nationwide Plaza, Columbus, OH 43215

Contact Number: (877) 669-6877

Email ID: Not publicly available

Number of Employees: Over 25,000

Year Founded: 1926

Founder Name: Murray D. Lincoln

Number of Reviews: Over 5,000 customer reviews

Coverage Locations: Nationwide, including New Jersey

Benefits: Vanishing deductible for auto insurance, bundling discounts, strong agent network

List of Services: Auto, home, renters, pet, business, and life insurance

Company Highlights: Ranked highly for customer satisfaction and claims handling

What Real-Life Customers Are Saying: Many customers praise the company’s accident forgiveness program and flexible coverage.

Certifications and Awards: A+ rating from A.M. Best, J.D. Power customer satisfaction awards

Review:
Nationwide is an excellent choice for New Jersey residents looking for affordable auto and home insurance with great discount opportunities.