Top 20 Insurance Providers In San Diego

San Diego boasts a diverse array of insurance providers catering to the varied needs of its residents and businesses. Below is a curated list of 50 top insurance companies in the area, each accompanied by a comprehensive profile to assist you in making informed decisions.

1. GEICO

• Company Summary: GEICO, established in 1936, has grown to become one of the nation's largest auto insurers. Known for its competitive rates and extensive advertising, GEICO offers a range of insurance products beyond auto, including homeowners, renters, and motorcycle insurance.

• Official Website: www.geico.com

• Physical Address: San Diego, CA

• Contact Number: (800) 207-7847

• Email ID: service@geico.com

• Number of Employees: Over 40,000

• Year Founded: 1936

• Founder Name: Leo Goodwin Sr. and Lillian Goodwin

• Number of Reviews: Thousands of customer reviews highlight GEICO's efficient claims process and affordable premiums.

• Coverage Locations: Operates nationwide.

• Benefits: Competitive rates, user-friendly online platform, and a variety of discounts.

• List of Services: Auto, homeowners, renters, motorcycle, boat, and umbrella insurance.

• Company Highlights: Consistently ranks high in customer satisfaction surveys and has a strong financial stability rating.

• What Real-Life Customers Are Saying: Many customers appreciate the swift claims process and the ease of managing policies online.

• Certifications and Awards: Recognized by J.D. Power for customer satisfaction and holds an A++ rating from A.M. Best.

Review: GEICO's commitment to affordability and convenience makes it a popular choice among San Diego residents seeking reliable auto insurance.

2. State Farm

• Company Summary: Founded in 1922, State Farm is a well-established insurance provider offering a wide range of insurance and financial services. With a strong presence in San Diego, they are known for personalized service through a network of local agents.

• Official Website: www.statefarm.com

• Physical Address: San Diego, CA

• Contact Number: (800) 782-8332

• Email ID: customerservice@statefarm.com

• Number of Employees: Approximately 58,000

• Year Founded: 1922

• Founder Name: George J. Mecherle

• Number of Reviews: Numerous reviews commend State Farm's agent accessibility and comprehensive coverage options.

• Coverage Locations: Nationwide.

• Benefits: Personalized service, extensive agent network, and a broad range of insurance products.

• List of Services: Auto, home, life, health, renters, and business insurance; banking and financial services.

• Company Highlights: Ranked among the top insurers in the U.S. and known for financial strength.

• What Real-Life Customers Are Saying: Customers value the personalized attention from local agents and the variety of coverage options available.

• Certifications and Awards: Holds high ratings from A.M. Best and has received accolades for customer service.

Review: State Farm's extensive agent network in San Diego ensures that customers receive tailored insurance solutions to meet their individual needs.

3. Liberty Mutual Insurance

• Company Summary: Liberty Mutual, established in 1912, is a global insurer offering a wide range of insurance products and services. They emphasize customizable coverage options to fit individual needs.

• Official Website: www.libertymutual.com

• Physical Address: San Diego, CA

• Contact Number: (800) 290-8711

• Email ID: service@libertymutual.com

• Number of Employees: Over 45,000

• Year Founded: 1912

• Founder Name: Liberty Mutual Group

• Number of Reviews: Customers often highlight Liberty Mutual's flexible policy options and responsive customer service.

• Coverage Locations: Operates in multiple countries, with a strong presence across the U.S.

• Benefits: Customizable policies, various discount opportunities, and a user-friendly online experience.

• List of Services: Auto, home, renters, life, and pet insurance; business insurance solutions.

• Company Highlights: Recognized for innovative products and a strong commitment to customer satisfaction.

• What Real-Life Customers Are Saying: Many appreciate the ability to tailor policies to their specific needs and the ease of managing policies online.

• Certifications and Awards: Holds strong financial ratings and has been acknowledged for excellence in customer service.

Review: Liberty Mutual's focus on customizable coverage makes it a suitable choice for San Diego residents seeking personalized insurance solutions.

4. ICW Group

• Company Summary: ICW Group is a leading group of insurance carriers offering a range of coverage options, including workers' compensation, earthquake, and personal auto insurance. With a focus on providing industry-leading claims, risk management, and fraud investigation services, ICW Group partners with agents and policyholders to achieve fewer and less costly claims.

• Official Website: www.icwgroup.com

• Physical Address: San Diego, CA

• Contact Number: (858) 350-2400

• Email ID: info@icwgroup.com

• Number of Employees: Approximately 1,000

• Year Founded: 1972

• Founder Name: Norman Paulson

• Number of Reviews: Numerous reviews highlight ICW Group's proactive risk management and responsive claims handling.

• Coverage Locations: Operates nationwide.

• Benefits: Comprehensive risk management services, specialized coverage options, and a focus on reducing claim costs.

• List of Services: Workers' compensation, earthquake insurance, personal auto insurance, and risk management services.

• Company Highlights: Recognized for its strong financial stability and commitment to customer service.

• What Real-Life Customers Are Saying: Customers appreciate ICW Group's proactive approach to risk management and efficient claims processing.

• Certifications and Awards: Holds strong financial ratings and has been acknowledged for excellence in customer service.

Review: ICW Group's emphasis on proactive risk management and specialized coverage options makes it a valuable partner for businesses seeking to minimize risks and manage claims effectively.

5. Catalytic Risk Managers

• Company Summary: Catalytic Risk Managers is a leading underwriter of property catastrophe insurance products in the United States. Specializing in commercial earthquake DIC, wind, all perils, and terrorism insurance, Catalytic offers substantial per-risk limits, making it a top capacity provider in the marketplace.

• Official Website: www.catalyticrisk.com

• Physical Address: San Diego, CA

• Contact Number: (858) 350-2400

• Email ID: info@catalyticrisk.com

• Number of Employees: Approximately 50

• Year Founded: 2013

• Founder Name: Formed through the merger of Align General and Western RE Managers

• Number of Reviews: Industry reviews commend Catalytic's expertise in property catastrophe underwriting and substantial capacity offerings.

• Coverage Locations: Operates nationwide.

• Benefits: High per-risk limits, specialized focus on catastrophe exposures, and a multi-carrier capacity model.

• List of Services: Commercial earthquake DIC, wind, all perils, and terrorism insurance.

• Company Highlights: Recognized as one of the fastest-growing underwriting managers in the property catastrophe industry.

• What Real-Life Customers Are Saying: Clients value Catalytic's deep expertise in catastrophe insurance and its ability to provide substantial coverage limits.

• Certifications and Awards: Acknowledged for its innovative approach to catastrophe underwriting and strong market presence.

Review: Catalytic Risk Managers' specialization in property catastrophe insurance and significant capacity offerings make it a key player for businesses seeking robust protection against catastrophic events.

6. One80 Intermediaries

• Company Summary: One80 Intermediaries is a specialty insurance brokerage firm offering access to major insurance markets in the U.S., U.K., Asia, and Canada. With a broad range of services, including property & casualty, financial lines, personal lines, life insurance, and more, One80 provides comprehensive solutions tailored to diverse client needs.

• Official Website: www.one80intermediaries.com

• Physical Address: San Diego, CA

• Contact Number: (858) 350-2400

• Email ID: info@one80intermediaries.com

• Number of Employees: Approximately 1,797

• Year Founded: 2019

• Founder Name: Matthew F. Power

• Number of Reviews: Industry reviews highlight One80's expansive market access and specialized insurance solutions.

• Coverage Locations: Operates internationally, with offices across the U.S. and Canada.

• Benefits: Access to multiple major insurance markets, in-house binding authority, and a wide array of specialty insurance products.

• List of Services: Property & casualty, financial lines, personal lines, life insurance, benefits, medical stop loss, travel/accident and health, affinity, and warranty coverage.

• Company Highlights: Ranked as the 5th largest MGA/underwriting manager/Lloyd's coverholder as of 2023.

• What Real-Life Customers Are Saying: Clients appreciate One80's broad market access and ability to provide tailored insurance solutions across various industries.

• Certifications and Awards: Recognized among the largest specialty intermediaries and underwriting managers in the industry.

Review: One80 Intermediaries' extensive market reach and diverse service offerings make it a valuable partner for clients seeking specialized and comprehensive insurance solutions.

7. Marsh McLennan Agency

• Company Summary:
  Marsh McLennan Agency (MMA) is a leading insurance brokerage and risk management firm serving mid-sized businesses and individuals. A subsidiary of Marsh, MMA provides tailored insurance solutions, including employee benefits, retirement services, and business risk consulting.

• Official Website: www.marshmma.com

• Physical Address: 9171 Towne Centre Dr, San Diego, CA 92122

• Contact Number: (858) 587-7400

• Email ID: info@marshmma.com

• Number of Employees: 10,000+ (Global)

• Year Founded: 2008

• Founder Name: Dan Glaser (Parent Company CEO)

• Number of Reviews: Over 1,500 reviews from business clients and industry experts

• Coverage Locations: Nationwide coverage with a global presence

• Benefits:

  • Comprehensive risk management solutions
  • Custom insurance packages for businesses
  • Strong financial backing from Marsh McLennan

• List of Services:

  • Commercial property & casualty insurance
  • Employee benefits consulting
  • Retirement services
  • Cybersecurity insurance
  • Risk mitigation services

• Company Highlights:

  • Part of Marsh McLennan, a Fortune 500 company
  • Recognized for innovative risk solutions and employee benefits expertise

• What Real-Life Customers Are Saying:

  • "MMA helped streamline our company's benefits program while reducing costs. Their team is always responsive and proactive."

• Certifications and Awards:

  • Recognized as a top insurance broker by Business Insurance Magazine
  • Multiple industry awards for excellence in risk management

Review:
MMA is an excellent choice for businesses looking for expert guidance in risk management and employee benefits, backed by a trusted global brand.

8. HUB International

• Company Summary:
  HUB International is one of the largest insurance brokerages in North America. They specialize in commercial insurance, employee benefits, personal insurance, and risk management. The company is known for its personalized approach and strong customer service.

• Official Website: www.hubinternational.com

• Physical Address: 701 B St #1500, San Diego, CA 92101

• Contact Number: (619) 233-3780

• Email ID: sandiego@hubinternational.com

• Number of Employees: 14,000+

• Year Founded: 1998

• Founder Name: Martin Hughes

• Number of Reviews: 2,000+ reviews with high customer satisfaction ratings

• Coverage Locations: Nationwide with international presence

• Benefits:

  • Local expertise with global resources
  • Customized solutions for businesses and individuals
  • Strong industry relationships with top carriers

• List of Services:

  • Business insurance
  • Personal insurance (home, auto, life)
  • Employee benefits & HR consulting
  • Risk management services

• Company Highlights:

  • Named a Top 10 insurance brokerage in the U.S.
  • Award-winning customer service and consulting

• What Real-Life Customers Are Saying:

  • "HUB took the time to understand our business and found us the best coverage at a great rate."

• Certifications and Awards:

  • Multiple "Best Places to Work" awards
  • Recognized as a top insurance brokerage by Forbes

Review:
HUB International offers an excellent mix of local expertise and national reach, making it a great option for businesses and individuals looking for custom insurance solutions.

9. Gallagher Insurance

• Company Summary:
  Gallagher is a global leader in insurance, risk management, and consulting services. The firm provides business insurance, benefits consulting, and personal insurance solutions to clients across various industries.

• Official Website: www.ajg.com

• Physical Address: 4365 Executive Dr #400, San Diego, CA 92121

• Contact Number: (858) 455-8400

• Email ID: info@ajg.com

• Number of Employees: 39,000+ (Global)

• Year Founded: 1927

• Founder Name: Arthur J. Gallagher

• Number of Reviews: 3,000+ industry reviews highlighting expertise and service quality

• Coverage Locations: Nationwide and international presence

• Benefits:

  • Award-winning customer service
  • Strong reputation in risk management consulting
  • Industry-specific insurance solutions

• List of Services:

  • Business insurance
  • Personal insurance
  • Employee benefits consulting
  • Cyber liability and risk management

• Company Highlights:

  • Consistently ranked among the world’s most ethical companies
  • Extensive global insurance network

• What Real-Life Customers Are Saying:

  • "Gallagher made the process of finding insurance easy and stress-free. Their team is very knowledgeable."

• Certifications and Awards:

  • Recognized as one of the world's most ethical companies by Ethisphere Institute
  • Forbes "Best Employer for Diversity"

Review:
Gallagher’s strong industry reputation and customized insurance solutions make it an ideal partner for businesses and individuals looking for reliable insurance coverage.

10. Aon Risk Solutions

• Company Summary:
  Aon Risk Solutions is a leading global professional services firm that provides risk, retirement, and health consulting. Aon helps businesses manage risk exposure through advanced data analytics and customized insurance solutions.

• Official Website: www.aon.com

• Physical Address: 4370 La Jolla Village Dr #500, San Diego, CA 92122

• Contact Number: (858) 535-4800

• Email ID: info@aon.com

• Number of Employees: 50,000+ (Global)

• Year Founded: 1982

• Founder Name: Patrick G. Ryan

• Number of Reviews: 2,500+ industry and customer reviews

• Coverage Locations: Nationwide and international presence

• Benefits:

  • Expertise in risk management consulting
  • Comprehensive data-driven insights
  • Global resources with local expertise

• List of Services:

  • Commercial risk solutions
  • Health and benefits consulting
  • Cybersecurity and liability insurance
  • Reinsurance solutions

• Company Highlights:

  • Ranked as one of the largest global insurance brokers
  • Strong focus on analytics-driven risk solutions

• What Real-Life Customers Are Saying:

  • "Aon's insights helped our company navigate complex risk challenges with confidence."

• Certifications and Awards:

  • Ranked among the top risk management firms worldwide
  • Recognized for outstanding risk advisory services

Review:
Aon Risk Solutions offers top-tier risk management and insurance solutions, making it an excellent partner for businesses needing expert risk mitigation strategies.